O Allah, I seek refuge in you from grief and sadness, from weakness and from laziness, from miserliness and from cowardice, from being overcome by debt and overpowered by men (i.e. others).

اللّهُـمَّ إِنِّي أَعْوذُ بِكَ مِنَ الهَـمِّ وَ الْحُـزْنِ، والعًجْـزِ والكَسَلِ والبُخْـلِ والجُـبْنِ، وضَلْـعِ الـدَّيْنِ وغَلَبَـةِ الرِّجال

Allaahumma ‘innee ‘a’oothu bika minal-hammi walhazani, wal’ajzi walkasali, walbukhli waljubni, wa dhala’id-dayni wa ghalabatir-rijaal

“Indeed, harm has afflicted me, and You are the Most Merciful of all those who show mercy”

أَنِّي مَسَّنِيَ الضُّرُّ وَأَنتَ أَرْحَمُ الرَّاحِمِينَ

Annee massaniyad–durru wa-anta arhamur-raahimeen

Surah Al-Anbiya ,verse 83

This is the prayer of Prophet Ayub Alaihissalaam.

This dua can be recited :-

• When you are overtaken by adversity and distress.
• Good health and the cure of all the diseases
• Removal of affliction and calamities
• Fulfillment of all types of needs. For example marriage, business, jobs, exams etc

Allah, Allah is my Lord. I do not associate anything with Him.

Allaahu Allaahu rabbee laa ooshriku bihi shay’an

Recite this as many times as possible.